Mobile banking, online banking and bill payer will be unavailable from Saturday, April 20, 10:00 p.m. PT through Sunday, April 21, 4:00 a.m. PT due to system maintenance.
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Overdraft Protection |

Heritage Grove Offers Several Overdraft Protection Options

Heritage Grove offers multiple overdraft options. The fee-free and best option is to set up overdraft account transfers from your savings to your checking account. To set this up, contact the credit union by email at or call/text 503-588-0211. You can set up transfers from any or a combination of savings, money market or another checking account without incurring a fee.

A second option is a personal Line of Credit (LOC).  Contact Heritage Grove to see if you qualify. Upon qualification, we can set up overdraft transfers from your LOC to your checking. This service does charge a $3.00 transfer fee per transfer and interest associated with the transaction.

A third option is to opt-in to our fee-based Courtesy Pay Program. Please ask a member service representative for program details.

For tips on how to keep your checking/debit account balanced, click here. If you have any questions or would like to set up an overdraft option, please call/text 503-588-0211.

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We're Heritage Grove Federal Credit Union. We're here to help you stand tall, to offer great solutions and sound financial advice. We want to help you achieve your financial goals, and we look forward to serving you. Call us at 503-588-0211 or 1-877-695-8321 with questions, any time!