Mobile banking, online banking and bill payer will be unavailable Saturday, July 20, 11:00 p.m. PT through Sunday, July 21, 3:00 a.m. PT due to system maintenance.
Beginning Monday June 24th, we will begin painting the inside of our building. Learn More
arrow icon drop icon search icon cross icon Heritage Grove mountain curve (desktop) Heritage Grove mountain curve (mobile) Heritage Grove green hill tree

Overdraft Protection |

Heritage Grove Offers Several Overdraft Protection Options

Heritage Grove offers multiple overdraft options. The fee-free and best option is to set up overdraft account transfers from your savings to your checking account. To set this up, contact the credit union by email at or call/text 503-588-0211. You can set up transfers from any or a combination of savings, money market or another checking account without incurring a fee.

A second option is a personal Line of Credit (LOC).  Contact Heritage Grove to see if you qualify. Upon qualification, we can set up overdraft transfers from your LOC to your checking. This service does charge a $3.00 transfer fee per transfer and interest associated with the transaction.

A third option is to opt-in to our fee-based Courtesy Pay Program. Please ask a member service representative for program details.

For tips on how to keep your checking/debit account balanced, click here. If you have any questions or would like to set up an overdraft option, please call/text 503-588-0211.

green mountain blog post footer image

Related Posts

Cybersecurity, Financial Fitness, Online SecurityProtect Yourself: Mobile Deposit and Fraudulent Checks

Check fraud is just as prevalent as other types of fraud,...

Auto Loans, Home Loans, PromotionAuto Refinance and Home Equity Promotions – June 2024

Give yourself a solid start this spring with our auto loan...

Budgeting, Financial Fitness, Financial Planning, RetirementClose To Retirement? Here’s What You Should Know

If you are 18 to 24 months away from retirement, this...

We're Heritage Grove Federal Credit Union. We're here to help you stand tall, to offer great solutions and sound financial advice. We want to help you achieve your financial goals, and we look forward to serving you. Call us at 503-588-0211 or 1-877-695-8321 with questions, any time!