Heritage Grove offers multiple overdraft options. The fee-free and best option is to set up overdraft account transfers from your savings to your checking account. To set this up, contact the credit union by email at creditunion@OurGroveCU.com or call/text 503-588-0211. You can set up transfers from any or a combination of savings, money market or another checking account without incurring a fee.

A second option is a personal Line of Credit (LOC).  Contact Heritage Grove to see if you qualify. Upon qualification, we can set up overdraft transfers from your LOC to your checking. This service does charge a $3.00 transfer fee per transfer and interest associated with the transaction.

A third option is to opt-in to our fee-based Courtesy Pay Program. Please ask a member service representative for program details.

For tips on how to keep your checking/debit account balanced, click here. If you have any questions or would like to set up an overdraft option, please call/text 503-588-0211.