Join Us

Rates

Savings Accounts

Saving with Heritage Grove makes you an owner.

When you join Heritage Grove Credit Union, the first savings account you will open is our basic Ownership Share account, because you aren’t just becoming a member, you’re also becoming an owner.

We offer a variety of short-term savings account options, like our Goal Saver or Money Market account, which helps you save money with specific goals and timelines. Teen and Youth Savings Accounts can help your kids develop healthy savings habits. For those dreaming of owning a home, our First-Time Home-Buyer Savings Account can get you significant savings on your first home purchase.

a young man and his dog type something on the laptop

a woman admires vegetables she pulled from the earth

Owning is saving.

When you join Heritage Grove, you’ll open an Ownership Share account. It’s called an Ownership Share account because once you’re a member with us you’re also an equal owner of the credit union. It only takes a $5 deposit to get the account started, and you’ll start earning dividends on monthly average balances over $100.

For average daily balances under $100, there is a $5 monthly service fee. To have that fee waived, add a Heritage Grove checking account, money market account, certificate account or take out a loan with us.

Open an Ownership Savings Account

a man on the phone writes something down

Make a plan. Save for it.

Heritage Grove’s GroveSave account and online banking savings feature helps you figure out how much you’re going to need to save each month to reach your short-term or long-term financial goals.

We will help you set up and put money away on a schedule using direct deposit from your paycheck or other monthly deposits, to save for an emergency fund, car down payment or any goal you choose.

Open a GroveSave Account

Forging a path to success.

We created the Heritage Grove Teen Savings account to give 13 to 18 year olds a sense of identity and purpose when it comes to making their own financial decisions.

For every $200 deposited, we’ll make a deposit to their account, up to five deposits per calendar year. There is no monthly service fee and dividends are paid monthly starting with the first $5 deposited.

As a parent or guardian who is a joint account holder, help guide your teen on the path to savings success.

Open a Teen Savings Account

a father smiles at his daughter in a yellow dress

Start off on the right foot.

We created our Heritage Grove Youth Savings account to encourage a lifelong love of saving money for anyone from birth to 12 years old.

Youth Accounts are set up with a parent or legal guardian as a joint owner, so you can help your child understand the basics of saving and why it’s important to make a habit out of regularly setting money aside.

In addition to no monthly service fees and monthly dividends starting with the first $5 deposited (minimum balance), we also reward a prize for every deposit.

Open a Youth Savings Account

Saving to put down roots.

If you are looking to purchase your first home or have not owned a home in three years, the First-Time Home-Buyer Savings Account allows you to save money for a down payment and closing costs while giving Oregon residents state-tax savings. For this savings program guidelines and requirements, contact the Oregon Department of Revenue at Oregon.gov/DOR or the IRS at IRS.gov.

Open an account today

a white man and black woman laughing over wine

Saving sooner will grow your money sooner. Make your move today by applying online or giving us a call and prepare for a bright future.

Equal Housing Lender Federally insured by NCUA

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

Designed and maintained by Raoust

631 Winter Street NE, Salem, OR 97301
503-588-0211 or 1-877-695-8321
Routing number: 323276391

Designed and maintained by Raoust

Open a Heritage Grove Account

Are You a Member?

Follow the link below to apply. You will be asked to enter your online banking login credentials to have your information preloaded.

Start the application process

Or get status of existing loan application

Not a Member Yet?

It's easy to become a member and begin to take advantage of our wonderful products and services and other member benefits.

Join and Apply Now

If you are currently not signed up for Online Banking, please call 503-588-0211 or 877-695-8321 (toll-free) or email us at creditunion@OurGroveCU.com.

Saving with Heritage Grove makes you an owner.

Owning is saving.

Higher interest rate returns. No commitment.

Make a plan. Save for it.

Forging a path to success.

Start off on the right foot.

Saving to put down roots.

Monthly Auto Payments

Basic Loan Payment

Credit Card Pay Off

Mortgage Payments

Debt Consolidation

Future Savings Calculator

Retirement Savings

CODE	Number to text
AUTO	503-588-0211
CREDITCARD	503-588-0211
HOME	503-588-0211