Mobile banking, online banking, bill payer and the 24-Hour Teller will be unavailable from Saturday, June 26, 11:00 p.m. through Sunday, June 27, 3:00 a.m. PT due to system maintenance.
See how Heritage Grove can save you money on your auto loans, mortgage, home equity and credit cards. Learn More
arrow arrow icon drop drop icon search search icon cross cross icon mountain curve (desktop) Heritage Grove mountain curve (desktop) mountain curve (mobile) Heritage Grove mountain curve (mobile) green hill tree Heritage Grove green hill tree

Heritage Grove Credit Union Fee Schedule

Credit Union Account and Service Fees
Item Amount
Auto Transfer for Overdraft Protection $3.00 per transfer
Loan Payment by Debit Card/Third-Party Bank Account Online via GrovePAY – Free (payments up to $1,000 accepted)
CU Staff processing – $20
Account Research/Reconciliation Fee $25.00 per hour
Return Deposit Item (own check) $29.00
Return Deposit Item (not own check) $10.00
Outgoing Domestic Wire Transfer $20.00
Outgoing International Wire Transfer $40.00
Money Order $2.00
Credit Union Check $5.00
Stop Payment (Check or ACH) $29.00
Item Sent for Collection $25.00
ATM/Debit Replacement Card $5.00
ATM/Debit Card PIN Replacement $2.00
Bad Address Fee $2.00 per month
Non-Member Check Cashing Fee $5.00 per item
Share Account Minimum Balance Fee (if balance drops below $100, member is 19 years or older, and has no other active services such as checking, loan, money market, or certificate account). $5.00 per month
Statement Printing $2.00 per statement
Copies (per page) $1.00
Check Copies $2.00
Faxing (per fax) $2.00
Credit Union check fee waived if item is payable to: Account holder, title company, for taxes, or from HELOC
Checking Account Fees
Item Fee
Non-Sufficient Funds/Overdraft (per item) $29.00
Overdraft Privilege Fee $29.00
Overdraft Privilege Collection Fee $15.00
Uncollected Funds Fee $29.00
Monthly Account Fee for Dividend Share Draft (if average daily balance falls below minimum required) $5.00
Monthly Account Fee for Fresh Start Checking $10.00
Temporary Check Printing $2.00 per page
Loan Fees
Item Fee
Late Fee for Consumer Loans 5% of payment, $25.00 minimum
Indirect Loan Processing Fee (waived for current members) $20
Loan Modification Fee $65.00
Skip Payment Fee $35.00
VISA® Late Payment Fee $25.00
VISA® Cash Advance Fee 3% of the cash advance amount ($10 minimum)
VISA® Foreign Currency Conversion Fee 1% of purchase amount
Late Fee for Home Equity Loans 15% of payment, $25.00 minimum
If you're not a member and you'd like to enjoy the Heritage Grove difference, call 503-588-0211 to join today. You can also join online.