Mobile banking, online banking and bill payer will be unavailable from Saturday, April 20, 10:00 p.m. PT through Sunday, April 21, 4:00 a.m. PT due to system maintenance.
arrow icon drop icon search icon cross icon Heritage Grove mountain curve (desktop) Heritage Grove mountain curve (mobile) Heritage Grove green hill tree
a woman smiles at her phone while sitting in the corner

Managing risk with better return.

A Heritage Grove Certificate Account lets you earn a consistently strong rate without much risk. Certificates allow you to reduce risks from a volatile market by guaranteeing a return over a fixed term, or time period. The return is guaranteed over the life of that term, with much higher rates than a traditional savings account. The longer the term, the higher the return.

Another strategy for saving and risk reduction is using what is called a “CD ladder.” By dividing a sum of money into equal amounts and investing them in certificates of deposit with varying maturity dates, your interest rate and reinvestment risks will decrease.

Contact us to open a Certificate Account today.

Saving sooner will grow your money sooner. Make your move today by opening an account online and giving us a call to prepare for a bright future.