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Auto Loans, Home Loans, Promotion |

Auto Refinance and Home Equity Promotions – February 2024

Heritage Grove runs a variety of loan promotions throughout the year. During the month of February, we are running an auto refinance promotion and a home equity promotion. If you have any questions, please call/text us at 503-588-0211. We are here to help. 

Auto Refinance
Refinancing your auto is quick and easy! And right now, move your auto loan to Heritage Grove and receive 0.50% off the rate you qualify for,* with rates starting as low as 7.24% APR* for up to 72 months. We offer some of the most competitive rates in the area with terms up to 84 months.

Questions? Call/text AUTO to 503-588-0211 Monday through Friday, 8:00 a.m. to 5:00 p.m. Then move your auto loan to Heritage Grove.

Home Equity Loan

Whether you’re doing projects around the house, consolidating some debt, or planning a family vacation, a home equity loan can be a great option to pay for it. We have fixed home equity rates starting as low as 7.49% APR for 84 months.*

If you need more flexible home equity options, we have a Multi-Lock Home Equity Line of Credit (HELOC) which allows you to borrow when you need the funds and choose a variable or a locked rate as the market and your needs change. No application fee; no origination fee.

At Heritage Grove, it is our goal to find the best home loan to fit your needs. Call or text Elena at 503-485-4378 to answer any questions and to get the loan process started.

General questions? Call 503-588-0211 Monday through Friday, 8:00 a.m. to 5:00 p.m.

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We're Heritage Grove Federal Credit Union. We're here to help you stand tall, to offer great solutions and sound financial advice. We want to help you achieve your financial goals, and we look forward to serving you. Call us at 503-588-0211 or 1-877-695-8321 with questions, any time!

Existing Heritage Grove auto loans are not eligible for this promotion. Minimum loan amount is $5,000. Direct financing only. Current auto rates range from 7.24% to 18.00% APR. These rates do not include the 0.50% discount. Payment example: On a $20,000 auto loan at 7.24% APR for 72 months, you would make 72 payments of $343.29. Loan based on approved credit. Offer subject to change without notice. Application deadline is February 29, 2024.


APR = Annual Percentage Rate. This promotion applies to new Heritage Grove Home Equity Loans only. Minimum loan amount is $10,000. Current Home Equity Loan APR is between 7.49% and 16.99% based on loan term and credit profile. Maximum home equity loan APR is 18.00%, primary residence only. Home Equity Loan terms range from seven to 20 years. This promotion requires that Heritage Grove be in the first lien position only. The Annual Percentage Rate (APR) you receive is based on your credit rating, loan-to-value of property and loan term. You will be provided the rate for which you qualify when your loan is approved. If an appraisal is required, the cost will be paid by the applicant(s). Estimated third-party fees (closing costs) paid by the borrower range from $389 to $1,214. Any non-standard title expenses will be paid by the applicant(s). Maximum loan-to-value (LTV) is 80%. Payment Example: For a $25,000 loan with a term of 84 months and a 7.49% APR, the monthly payment will be $383.33. (This payment does not include amounts for taxes and insurance premiums. The total payment will be higher if these items are applicable.) Shorter and longer terms may be available, rates may vary. Application deadline is February 29, 2024. Offer subject to change without notice.