Existing Heritage Grove auto loans are not eligible for this promotion. Minimum loan amount is $5,000. Direct financing only. Current auto rates range from 5.99% to 18.00% APR. These rates do not include the 0.50% discount. Payment example: On a $20,000 auto loan at 5.99% APR for 72 months, you would make 72 payments of $331.61. Loan based on approved credit. Offer subject to change without notice. Application deadline is August 31, 2024.

APR = Annual Percentage Rate. This promotion applies to new Heritage Grove Home Equity Loans and lines of credit only. Minimum loan amount is $10,000. Current Home Equity Loan APR is between 7.49% and 16.49% and home Equity Line of Credit APR is between 9.24% and 13.24% based on loan term and credit profile. Maximum home equity loan APR is 18.00%, primary residence only. Home Equity Loan terms range from seven to 20 years. This promotion requires that Heritage Grove be in the first lien position only. The interest rate will be 0.50% higher in the second lien position. The Annual Percentage Rate (APR) you receive is based on your credit rating, loan-to-value of property and loan term. You will be provided the rate for which you qualify when your loan is approved. If an appraisal is required, the cost will be paid by the applicant(s). Estimated third-party fees (closing costs) paid by the borrower range from $389 to $1,214. Any non-standard title expenses will be paid by the applicant(s). Maximum loan-to-value (LTV) is 80%. Payment Example: For a $25,000 loan with a term of 84 months and a 7.49% APR, the monthly payment will be $383.33. (This payment does not include amounts for taxes and insurance premiums. The total payment will be higher if these items are applicable.) Shorter and longer terms may be available, rates may vary. Application deadline is August 31, 2024. Offer subject to change without notice.