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Auto Loans, Mortgages, Promotion |

Auto Refinance and Retire Your Mortgage Promotions – October 2021

Heritage Grove runs a variety of loan promotions throughout the year. If you have any type of loan, it pays to compare interest rates and loan terms.

During the month of October, we are running an auto refinance promotion and a retire your mortgage promotion. If you have any questions, please call us at 503-588-0211. We are here to help.

Auto Refinance*

Move your auto loan to Heritage Grove and receive 1% cash back up to $500*. The 1% cash back (up to $500) is based on the loan amount financed. We offer some of the lowest rates around with terms up to 84 months

Apply online today or call or text AUTO to 503-588-0211.

Retire Your Mortgage

Retire your mortgage early with rates starting as low as 3.24% APR** for 10 years. With no application fee, no origination fee, and historically low interest rates, now is a great time to refinance your loan and pay it off early.

General questions? Call 503-588-0211 Monday through Friday, 8:00 a.m. to 5:00 p.m.

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We're Heritage Grove Federal Credit Union. We're here to help you stand tall, to offer great solutions and sound financial advice. We want to help you achieve your financial goals, and we look forward to serving you.

Existing Heritage Grove auto loans are not eligible for this promotion. If the loan pays off within the first twelve (12) months, the rebate will be added to the loan payoff amount. Loan based on approved credit. Auto rates range from 2.99% to 18.00% APR. The Annual Percentage Rate (APR) you receive is based on your credit rating and loan term. You will be provided the rate for which you qualify when your loan is approved. Offer subject to change without notice. Application deadline is October 31, 2021.


APR = Annual Percentage Rate. This promotion applies to new Heritage Grove home equity loans only. Minimum loan amount is $25,000; maximum loan amount is $250,000. Current Home Equity Loan APR is between 2.99% and 13.99% based on loan term and credit profile. Home equity loan terms range from five to 20 years. Maximum home equity loan APR is 18.00%, primary residence only. This promotion requires that Heritage Grove be in the first lien position only. Estimated third-party fees (closing costs) range from $332 to $1,480. If an appraisal is required, the cost will be paid by the applicant(s). Maximum loan-to-value (LTV) is 80% to 90%, depending on credit rating and term selected. The loan amount and Annual Percentage Rate you receive is based on your credit rating, loan-to-value of property and loan term. You will be provided the loan amount and rate for which you qualify when your loan is approved. Payment Example: For a $25,000 loan with a term of 120 months and a 3.24% APR, the monthly payment will be $244.18. (This payment does not include amounts for taxes and insurance premiums. The total payment will be higher if these items are applicable.) Shorter and longer terms may be available, rates may vary. Offer expires October 31, 2021. Offer subject to change without notice.