Online banking, mobile banking, the 24-Hour Teller and bill payer will be unavailable from Saturday, January 23, 11:00 p.m. PT through Sunday, January 24, 3:00 a.m. PT due to system maintenance.
We will be closed Monday, January 18th in observance of Martin Luther King Day.
See how Heritage Grove can save you money on your credit cards and mortgage. Learn More
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Credit Cards

Stand taller.

A Heritage Grove VISA® Credit Card provides you with no annual fee, rates from 9.90% to 18.00% APR* variable, a generous credit limit and no fees for balance transfers*. We also offer a Secured card for those with bruised credit.

Add on our Cash Back Program and get money back on all qualified purchases. And, Member Rewards is a great way to get points on every purchase or balance transfer.

Apply for a Heritage Grove VISA® Card

Pack on more purchasing power.

Our cards come with plenty of benefits like:

VISA® Secured Card

Start off on the right foot.

If you haven’t established a credit score, or your credit score is a little bruised, we have the perfect solution—our VISA® Secured Card. When you deposit money equal to your credit limit into your Heritage Grove Ownership Share account, that money is placed on hold while your card account is open.

Use the card as if it were a regular, unsecured credit card. By making on-time payments every month, you’ll establish a positive credit history and demonstrate the ability to repay in a timely manner, which will help build up your overall credit score.

Apply for a VISA® Secured Card
Fraud Protection

You’re always covered.

Remember, you’re never liable for fraudulent charges** on your Heritage Grove VISA® Credit Card, so if you lose your card or if it’s stolen, notify our Lost or Stolen VISA® Credit Card hotline.

All foreign country transactions are currently blocked. Be sure to notify us if you’ll be traveling out of the United States, including when and where you will be traveling, and we will add a note to your account to allow transactions outside the U.S.

Getting all the benefits a Heritage Grove VISA® Card has to offer is as simple as applying online or by giving us a call at 503-588-0211.
*

APR = Annual percentage rate. Rates current as of [current_date] and subject to change. Cash advance fee is 3% of the amount of each cash advance ($10 minimum). Zero percent (0%) balance transfer fee to transfer a balance to Heritage Grove is current as of [current_date].

**

Subject to conditions. See an associate or your account agreement for details.