Let Your Equity Take Root This Season
Use the equity you’ve built to tackle projects, pay down higher-rate debt, or cover an upcoming expense. Choose what works for you: fixed Home Equity Loan rates as low as 5.99% APR¹ for 84 months or a Home Equity Line of Credit (HELOC) for ongoing access to funds, with flexible rate options.
Questions? Speak with a Real Estate Loan Specialist for more details. Call/text us at 503.588.0211 or email creditunion@ourgrovecu.com.
What can we help you with today?
Featured Rates
We're here and on the go.
Whether you're out on the town or enjoying the home life, you can always access your Heritage Grove accounts online and with our mobile app. Download and set up your access today!
It might be definitely is time.
We’re here to help you find that new or new-to-you car and to finance it with an auto loan with some of the lowest rates in the area and flexible terms up to 84 months.
It’s time to move in with us.
Move your home loan to Heritage Grove and take advantage of our low home equity rates starting as low as 5.99% APR¹. Save thousands of dollars in interest charges and pay no application or origination fees.
The latest from Heritage Grove
Loan & Deposit Promotions – August 2026
Heritage Grove regularly features special offers to help members reach their financial goals. Check out this month’s promotions.
Back-to-School Supply Drive 2026
The start of a new school year is an exciting time, but for many families, purchasing school supplies can be a challenge. That’s why...
Grand Jury Scam: How to Spot It & Protect Yourself
Grand jury and jury duty scams continue to target people across the country, using fear and urgency to convince victims to send money or...
Are You Home Ready?
Many borrowers who could not afford a home in Oregon under the previous limits have another shot at homeownership.
USDA (Rural Development) Loans
The USDA (United States Department of Agricultural) Rural Development loan program has its roots in the Dust Bowl and Great Depression.
Credit Clarity Series – Why is a Credit Score Important?
Your credit can become a powerful tool for reaching your financial goals.
APR – Annual Percentage Rate. Home equity loan APRs range from 5.99% to 17.99% APR. Rates current as of August 01, 2026 and subject to change. Payment example: On a $25,000 loan at 5.99% APR for 84 months, the monthly payment will be $365.23.
APR = Annual Percentage Rate. Current auto rates range from 4.99% to 18.00% APR. Payment example: On a $20,000 auto loan at 4.99% APR for 72 months, you would make 72 payments of $322.01. Loan based on approved credit. Rates subject to change without notice. See Rates for full details.
APR=Annual Percentage Rate. See Rates for full details.
FOR VARIABLE RATE LOANS EXCEPT SHARE SECURED: The Annual Percentage Rate (APR) for existing balances and new balances will be determined by adding the amount shown above in the “% Above Index” column to the Index. The Index is the U.S. Prime Rate as published in the Wall Street Journal. The rates are subject to change monthly to reflect any change in the index. Any increase in the APR will take the form of more payments of the same amount.