See how Heritage Grove can save you money on your auto loans and home loans this year. Learn More
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Featured Rates

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Home Equity

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as low as


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We're here and on the go.

Whether you're out on the town or enjoying the home life, you can always access your Heritage Grove accounts online and with our mobile app. Download and set up your access today if you haven't yet!

Spring into a better rate.

No better time than now to move your auto loan to Heritage Grove and receive 0.50% off the rate you qualify for, with rates starting as low as 2.49% APR for up to 72 months³. We offer some of the lowest rates in the area with terms up to 84 months. Refinancing your auto is quick and easy.

Get balanced. Save money.
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Our Mission: Standing tall to deliver valuable and innovative financial solutions to our community, one member at a time.

It’s time to move in with us.

Move your home loan to Heritage Grove and take advantage of our low home equity rates starting as low as 3.99% APR⁴ for 15 years. Save thousands of dollars in interest charges and pay no application or origination fees.

Make your move

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APR=Annual Percentage Rate. See Rates for full details.


FOR VARIABLE RATE LOANS EXCEPT SHARE SECURED: The Annual Percentage Rate (APR) for existing balances and new balances will be determined by adding the amount shown above in the “% Above Index” column to the Index. The Index is the U.S. Prime Rate as published in the Wall Street Journal. The rates are subject to change monthly to reflect any change in the index. Any increase in the APR will take the form of more payments of the same amount.


Existing Heritage Grove auto loans are not eligible for this promotion. Minimum loan amount is $5,000. Direct financing only. Rates starting as low as 2.49% APR include the 0.50% discount. Loan based on approved credit. Offer subject to change without notice. Application deadline is May 31, 2022.

APR = Annual Percentage Rate. Minimum loan amount is $20,000; maximum loan amount is $250,000. Promotion introductory rate is either 1.99% or 3.99% APR for six billing cycles, based on credit profile. After six billing cycles, your rate will assume the HELOC rate you qualify for at the time of application which is between 3.99% and 7.99% based on credit profile. Maximum HELOC APR is 18.00%, primary residence only. The Annual Percentage Rate (APR) you receive is based on your credit rating, loan-to-value of property and loan term. You will be provided the rate for which you qualify when your loan is approved. If an appraisal is required, the cost will be paid by the applicant(s). Estimated third-party fees (closing costs) paid by the borrower range from $332 to $1,480. Maximum loan-to-value (LTV) is 80% to 90%, depending on credit rating and term selected. Promotion expires June 30, 2021. Offer subject to change without notice.