Wheels for Meals: Drive Forward. Give Back
Make your next move count! Refinance your auto loan with Heritage Grove, and we’ll donate $150 to a local food bank of your choice.* Together, we can help drive positive change for Oregon families.
Questions? Chat with one of our Member Service Representatives! Call/text us at 503.588.0211 or email creditunion@ourgrovecu.com.
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Featured Rates
We're here and on the go.
Whether you're out on the town or enjoying the home life, you can always access your Heritage Grove accounts online and with our mobile app. Download and set up your access today!
It might be definitely is time.
We’re here to help you find that new or new-to-you car and to finance it with an auto loan with some of the lowest rates in the area and flexible terms up to 84 months.
It’s time to move in with us.
Move your home loan to Heritage Grove and take advantage of our low home equity rates starting as low as 5.99% APR¹. Save thousands of dollars in interest charges and pay no application or origination fees.
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Many borrowers who could not afford a home in Oregon under the previous limits have another shot at homeownership.
Existing Heritage Grove auto loans are not eligible for this promotion. Minimum loan amount is $10,000. If the loan pays off within the first twelve (12) months, the $150 donation will be added to the loan payoff amount. Loan based on approved credit. Offer subject to change without notice. Application deadline is December 31, 2026. Contact Heritage Grove for more details.
APR – Annual Percentage Rate. Home equity loan APRs range from 5.99% to 17.99% APR. Rates current as of November 02, 2026 and subject to change. Payment example: On a $25,000 loan at 5.99% APR for 84 months, the monthly payment will be $365.23.
APR = Annual Percentage Rate. Current auto rates range from 4.99% to 18.00% APR. Payment example: On a $20,000 auto loan at 4.99% APR for 72 months, you would make 72 payments of $322.01. Loan based on approved credit. Rates subject to change without notice. See Rates for full details.
APR=Annual Percentage Rate. See Rates for full details.
FOR VARIABLE RATE LOANS EXCEPT SHARE SECURED: The Annual Percentage Rate (APR) for existing balances and new balances will be determined by adding the amount shown above in the “% Above Index” column to the Index. The Index is the U.S. Prime Rate as published in the Wall Street Journal. The rates are subject to change monthly to reflect any change in the index. Any increase in the APR will take the form of more payments of the same amount.