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Featured Rates

New Car

as low as


Apply for an auto loan
VISA® Credit Card

as low as


Apply for a credit card
Home Equity

as low as


Apply for a home equity loan

as low as


Apply for a personal loan

We're here and on the go.

Whether you're out on the town or enjoying the home life, you can always access your Heritage Grove accounts online and with our mobile app. Download and set up your access today if you haven't yet!

It’s time to move in with us.

For the months of November and December, receive $500 towards closing costs⁴ when you move your real estate loan (mortgage, home equity) to Heritage Grove. Call or text Elena at 503-485-4378 or Melody at 503-485-4366 to answer any questions and to get the loan process started.

Make your move
Our Mission: Standing tall to deliver valuable and innovative financial solutions to our community, one member at a time.

What’s better than zero?

Move your other balances to Heritage Grove and pay no balance transfer fee. That will save you three to five percent of the balance transfer dollar amount. You’ll receive a balance transfer interest rate starting as low as 2.99% introductory APR³ for up to 12 billing cycles, then the APR will be 9.90% to 18.00% (variable) based on your credit history.

Get balanced. Save money.
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APR=Annual Percentage Rate. See Rates for full details.


FOR VARIABLE RATE LOANS EXCEPT SHARE SECURED: The Annual Percentage Rate (APR) for existing balances and new balances will be determined by adding the amount shown above in the “% Above Index” column to the Index. The Index is the U.S. Prime Rate as published in the Wall Street Journal. The rates are subject to change monthly to reflect any change in the index. Any increase in the APR will take the form of more payments of the same amount.


Balance transfers from other Heritage Grove credit cards and loans are not eligible for this promotion. Offer subject to credit approval. Balance transfers are treated as cash advances. Interest accrual applies. Offer subject to change without notice.

This promotion applies to new Heritage Grove mortgage and home equity loans only. Minimum loan amount is $25,000; maximum loan amount is $250,000. Estimated third-party fees (closing costs) range from $332 to $1,480. If an appraisal is required, the cost will be paid by the applicant(s). Maximum loan-to-value (LTV) is 80% to 90%, depending on credit rating and term selected. The loan amount and Annual Percentage Rate you receive is based on your credit rating, loan-to-value of property and loan term. You will be provided the loan amount and rate for which you qualify when your loan is approved. Offer subject to change without notice. Offer expires December 31, 2021.