See how Heritage Grove can save you money on your auto loans and mortgage this October. Learn More
Accepting nominations for the Heritage Grove Supervisory Committee. Find out more
arrow icon drop icon search icon cross icon Heritage Grove mountain curve (desktop) Heritage Grove mountain curve (mobile) Heritage Grove green hill tree

Featured Rates

New Car

as low as


Apply for an auto loan
VISA® Credit Card

as low as


Apply for a credit card
Home Equity

as low as


Apply for a home equity loan

as low as


Apply for a personal loan

We're here and on the go.

Whether you're out on the town or enjoying the home life, you can always access your Heritage Grove accounts online and with our mobile app. Download and set up your access today if you haven't yet!

Cool days. Cooler auto loan refinancing options.

For the month of October, receive 1% cash back (up to $500⁴) based on your new loan amount when you refinance a third-party loan with Heritage Grove. With terms of to 84 months, this is a deal you can “Fall” in love with.

Drive away with us
Our Mission: Standing tall to deliver valuable and innovative financial solutions to our community, one member at a time.

What’s better than zero?

Move your other balances to Heritage Grove and pay no balance transfer fee. That will save you three to five percent of the balance transfer dollar amount. You’ll receive a balance transfer interest rate starting as low as 2.99% introductory APR³ for up to 12 billing cycles, then the APR will be 9.90% to 18.00% (variable) based on your credit history.

Get balanced. Save money.
hand holding out a VISA debit card

The latest from Heritage Grove


Buy Now, Don’t Wait!

First time buyers I talk to are discouraged. They are getting out bid again and again, and prices climb, seemingly overnight. Closing costs increase...


Simple Living in Retirement

Revisit your financial goals before retirementKnow your current expenses and pay down/off debt to reduce your expenses before you retire. Develop a budget before...


Auto Refinance and Retire Your Mortgage Promotions – October 2021

See how Heritage Grove can save you money on your auto loans and mortgage this October.


The Importance of Being Financially Fit

Being financially fit means living a life that is financially responsible. Being financially fit is crucial for a well-balanced, low-stress life. Here’s why (and...


Ways to Pay Your Mortgage Off Faster

Owning your home free and clear is a large life goal for most of us and represents a satisfying accomplishment once done. Before we...


Do You Need to Downsize?

If you are a homeowner who feels like you have more space than you really need, you’ve probably considered downsizing into a smaller dwelling...


APR=Annual Percentage Rate. See Rates for full details.


FOR VARIABLE RATE LOANS EXCEPT SHARE SECURED: The Annual Percentage Rate (APR) for existing balances and new balances will be determined by adding the amount shown above in the “% Above Index” column to the Index. The Index is the U.S. Prime Rate as published in the Wall Street Journal. The rates are subject to change monthly to reflect any change in the index. Any increase in the APR will take the form of more payments of the same amount.


Balance transfers from other Heritage Grove credit cards and loans are not eligible for this promotion. Offer subject to credit approval. Balance transfers are treated as cash advances. Interest accrual applies. Offer subject to change without notice.

Existing Heritage Grove auto loans are not eligible for this promotion. If the loan pays off within the first twelve (12) months, the rebate will be added to the loan payoff amount. Loan based on approved credit. Auto rates range from 2.99% to 18.00% APR. The Annual Percentage Rate (APR) you receive is based on your credit rating and loan term. You will be provided the rate for which you qualify when your loan is approved. Offer subject to change without notice. Application deadline is October 31, 2021.