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Featured Rates

Home Equity

as low as

7.49%APR¹

Apply for a home equity loan
New Car

as low as

5.99%APR²

Apply for an auto loan
VISA® Credit Card

as low as

14.65% APR³ ⁴

Apply for a credit card
Personal

as low as

11.99%APR³

Apply for a personal loan

We're here and on the go.

Whether you're out on the town or enjoying the home life, you can always access your Heritage Grove accounts online and with our mobile app. Download and set up your access today!

Auto Loans

It might be definitely is time.

We’re here to help you find that new or new-to-you car and to finance it with an auto loan with some of the lowest rates in the area and flexible terms up to 84 months.

Get in the driver’s seat
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Our Mission: Standing tall to deliver valuable and innovative financial solutions to our community, one member at a time.
Home Equity

It’s time to move in with us.

Move your home loan to Heritage Grove and take advantage of our low home equity rates starting as low as 7.99% APR¹ for 15 years. Save thousands of dollars in interest charges and pay no application or origination fees.

Make your move

The latest from Heritage Grove

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A Year in Review – Mortgage 2024

It has been an eventful year in home loans. Mortgage interest rates have been a roller coaster...

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Loan, Membership & Deposit Promotions – December 2024

This November we are running a credit card cash back, member referral promotion and certificate special. Start the holiday season off right!

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Holiday Toy Drive

This holiday season, Heritage Grove is partnering with a local Elementary School to help kids in our community by collecting toys and clothing items...

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Holiday Shopping Season Cybersecurity Tips

With all the great shopping deals coming up, here are some tips to help you get these holiday steal deals and make sure cyber...

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Buy Down Your Rate

Many people are looking to buy down their rate to take some of the sting out of the monthly payments, but what does that...

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Holiday Food Drive

Heritage Grove is partnering with the Salem Angels to help families in our community by collecting non-perishable food items at the branch.

¹

APR – Annual Percentage Rate. Home equity loan APRs range from 7.49% to 16.49% APR. Rates current as of December 07, 2024 and subject to change. Payment example: On a $25,000 loan at 7.49% APR for 84 months, the monthly payment will be $383.33.

²

APR = Annual Percentage Rate. Current auto rates range from 5.99% to 18.00% APR. Payment example: On a $20,000 auto loan at 5.99% APR for 72 months, you would make 72 payments of $331.61. Loan based on approved credit. Rates subject to change without notice. See Rates for full details.

³

APR=Annual Percentage Rate. See Rates for full details.

FOR VARIABLE RATE LOANS EXCEPT SHARE SECURED: The Annual Percentage Rate (APR) for existing balances and new balances will be determined by adding the amount shown above in the “% Above Index” column to the Index. The Index is the U.S. Prime Rate as published in the Wall Street Journal. The rates are subject to change monthly to reflect any change in the index. Any increase in the APR will take the form of more payments of the same amount.