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Featured Rates

Home Equity

as low as

7.49%APR¹

Apply for a home equity loan
New Car

as low as

5.99%APR²

Apply for an auto loan
VISA® Credit Card

as low as

15.15% APR³ ⁴

Apply for a credit card
Personal

as low as

11.99%APR³

Apply for a personal loan

We're here and on the go.

Whether you're out on the town or enjoying the home life, you can always access your Heritage Grove accounts online and with our mobile app. Download and set up your access today!

Auto Loans

It might be definitely is time.

Spring brings new things. We’re here to help you find that new or new-to-you car and to finance it with an auto loan with some of the lowest rates in the area and flexible terms up to 84 months.

Get in the driver’s seat
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Our Mission: Standing tall to deliver valuable and innovative financial solutions to our community, one member at a time.
Home Equity

It’s time to move in with us.

Move your home loan to Heritage Grove and take advantage of our low home equity rates starting as low as 7.99% APR¹ for 15 years. Save thousands of dollars in interest charges and pay no application or origination fees.

Make your move

The latest from Heritage Grove

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Membership & Deposit Promotions – October 2024

This October we are running a certificate special and a member referral promotion. Start Autumn off right!

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Protect Yourself: Mobile Deposit and Fraudulent Checks

Check fraud is just as prevalent as other types of fraud, so it's important to be vigilant when making mobile deposits.

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Close To Retirement? Here’s What You Should Know

If you are 18 to 24 months away from retirement, this article is for you.

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Teens and Money: First Savings and Debit Accounts

One of the first steps toward real freedom (and adulthood) is having a savings and debit account in your own name.

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Saving with Purpose: Setting S.M.A.R.T. Goals

The important thing is for your goals to be specific, measurable, actionable, realistic and time-bound, or SMART.

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What You Need to Know About Required Minimum Distributions

If you’re turning 73 in 2024, you’ll want to be aware of your required minimum distribution (RMD) requirements.

¹

APR – Annual Percentage Rate. Home equity loan APRs range from 7.49% to 16.49% APR. Rates current as of October 07, 2024 and subject to change. Payment example: On a $25,000 loan at 7.49% APR for 120 months, the monthly payment will be $296.62.

²

APR = Annual Percentage Rate. Current auto rates range from 5.99% to 18.00% APR. Payment example: On a $20,000 auto loan at 5.99% APR for 72 months, you would make 72 payments of $331.61. Loan based on approved credit. Rates subject to change without notice. See Rates for full details.

³

APR=Annual Percentage Rate. See Rates for full details.

FOR VARIABLE RATE LOANS EXCEPT SHARE SECURED: The Annual Percentage Rate (APR) for existing balances and new balances will be determined by adding the amount shown above in the “% Above Index” column to the Index. The Index is the U.S. Prime Rate as published in the Wall Street Journal. The rates are subject to change monthly to reflect any change in the index. Any increase in the APR will take the form of more payments of the same amount.