Personal loans with a personal touch.

When life throws you lemons, you may just decide you want money for a lemonade stand. No matter what happens—the good and the not so good—you can be prepared with a Personal Loan from Heritage Grove.

A loan with no strings.

We offer Personal Unsecured Loans up to $25,000* with a fixed rate and term, and no collateral or security needed.

Apply now

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All the flexibility, no annual fees.

A Personal Line of Credit provides you with a credit limit up to $25,000. Unlike a personal loan where you borrow a fixed amount over a fixed term with a fixed amount of interest to be paid, interest is charged only on the amount you’ve used.

This makes the personal line of credit a smart financial safety net because it costs you nothing unless you use funds against the credit limit.

Apply today

Interest-earning security is double money in your pocket.

With a Share Secured Loan, you can borrow at a lower interest rate, using money in your Heritage Grove Share Account. The money in your Share Account that you pledge toward your loan will be put on hold. Funds are released as each payment is made. In the meantime, the money in your Share Account will continue to earn interest.

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Personal service at every step.

We want our service to be as personal as our loans. Give us a call to discuss which loan is best for your situation. We are standing by to help you through the application process.

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If you're not a member and you'd like to enjoy the Heritage Grove difference, call 503-588-0211 to join today. You can also join online.

Loan amounts and rates are based on credit qualifications.

Equal Housing Lender Federally insured by NCUA

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

Designed and maintained by Raoust

631 Winter Street NE, Salem, OR 97301
503-588-0211 or 1-877-695-8321
Routing number: 323276391

Designed and maintained by Raoust

Open a Heritage Grove Account

Are You a Member?

Follow the link below to apply. You will be asked to enter your online banking login credentials to have your information preloaded.

Start the application process

Or get status of existing loan application

Not a Member Yet?

It's easy to become a member and begin to take advantage of our wonderful products and services and other member benefits.

Join and Apply Now

If you are currently not signed up for Online Banking, please call 503-588-0211 or 877-695-8321 (toll-free) or email us at creditunion@OurGroveCU.com.

Personal loans with a personal touch.

A loan with no strings.

All the flexibility, no annual fees.

Interest-earning security is double money in your pocket.

Personal service at every step.

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