For a limited time, transfer other credit card balances to your Heritage Grove VISA ® Credit Card and pay NO balance transfer fee and get a rate as low as 5.99% APR* for up to 12 billing cycles!** Don’t have a Heritage Grove VISA ® Credit Card? Apply today!

* APR = Annual percentage rate.

** Balance transfers from other Heritage Grove credit cards and loans are not eligible for this promotion. Balance transfer interest rate starting as low as 5.99% introductory APR for up to 12 billing cycles*, then the APR on balances and purchases will be 9.90% to 18.00% APR. Offer subject to credit approval. Balance transfers are treated as cash advances; interest charges begin on the transaction date. Offer subject to change without notice.