Spend Smart, Earn More
Whether it’s holiday groceries, travel, or gift shopping, use your Heritage Grove VISA Cash Back Credit Card and earn up to 2% cash back* through December 31 on your purchases.
Questions? Speak with one of our Member Service Representatives for more details. Call/text us at 503.588.0211 or email creditunion@ourgrovecu.com.
What can we help you with today?
Featured Rates
We're here and on the go.
Whether you're out on the town or enjoying the home life, you can always access your Heritage Grove accounts online and with our mobile app. Download and set up your access today!
It might be definitely is time.
We’re here to help you find that new or new-to-you car and to finance it with an auto loan with some of the lowest rates in the area and flexible terms up to 84 months.
It’s time to move in with us.
Move your home loan to Heritage Grove and take advantage of our low home equity rates starting as low as 5.99% APR¹. Save thousands of dollars in interest charges and pay no application or origination fees.
The latest from Heritage Grove
Loan & Deposit Promotions – November 2025
Heritage Grove regularly features special offers to help members reach their financial goals. Check out this month’s promotions.
Holiday Food Drive
Heritage Grove is partnering with the Salem Angels to help families in our community by collecting non-perishable food items at the branch.
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Cash Back awards percentage paid on transactions during the period of November 1, 2025, through December 31, 2025, will be 0.50% higher than the regular amount, which is based on products used. See Cash Back Terms & Conditions for full details.
APR – Annual Percentage Rate. Home equity loan APRs range from 5.99% to 17.99% APR. Rates current as of November 06, 2025 and subject to change. Payment example: On a $25,000 loan at 5.99% APR for 84 months, the monthly payment will be $365.23.
APR = Annual Percentage Rate. Current auto rates range from 5.29% to 18.00% APR. Payment example: On a $20,000 auto loan at 5.29% APR for 72 months, you would make 72 payments of $324.81. Loan based on approved credit. Rates subject to change without notice. See Rates for full details.
APR=Annual Percentage Rate. See Rates for full details.
FOR VARIABLE RATE LOANS EXCEPT SHARE SECURED: The Annual Percentage Rate (APR) for existing balances and new balances will be determined by adding the amount shown above in the “% Above Index” column to the Index. The Index is the U.S. Prime Rate as published in the Wall Street Journal. The rates are subject to change monthly to reflect any change in the index. Any increase in the APR will take the form of more payments of the same amount.