Deposits

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Current as of August 23, 2019.

Savings and Ownership Share Account Rates

Share Type Rate APY*
Ownership Shares: Balances $100 or more 0.050% 0.050%
Youth Shares 0.050% 0.050%
Goal Saver 0.050% 0.050%
First-Time Home-Buyer Savings: Balances $100 or more 0.050% 0.050%
Dividends are paid monthly and calculated on average daily balance.

*APY = Annual Percentage Yield. The minimum balance required to obtain the advertised APY on an ownership share (savings) account is $101.01. Dividends are paid monthly and calculated on average daily balance. Fees could reduce the earnings on any account.

Money Market Account Rates

Average Daily Balance Rate APY*
$100 - $999.99 0.100% 0.100%
$1,000 - $9,999.99 0.100% 0.100%
$10,000 - $24,999.99 0.150% 0.150%
$25,000 and above 0.200% 0.200%
Dividends are paid monthly and calculated on average daily balance.

*APY = Annual Percentage Yield. The minimum balance required to obtain the advertised APY on a money market account is $100. Dividends are paid monthly and calculated on average daily balance. Fees could reduce the earnings on any account.

Share Certificate and IRA Rates

Term of Certificate APY* Minimum Balance Required
6 Months 0.50% $1,000.00
12 Months 1.00% $1,000.00
18 Months 1.50% $1,000.00
24 Months 2.00% $1,000.00
30 Months 2.00% $1,000.00
36 Months 1.30% $1,000.00
48 Months 1.45% $1,000.00
60 Months 1.65% $1,000.00
Dividends are paid monthly and calculated on average daily balance.

*APY = Annual Percentage Yield. The minimum balance required to obtain the advertised APY on a Share Certificate account is $1,000. Dividends are paid upon the share certificate maturity. Fees could reduce the earnings on any account. Early withdrawal penalty will apply.

Escrow Account Savings Rates

Share Type Rate APY*
Escrow Account 1.36% 1.36%
Dividends are paid monthly and calculated on average daily balance.

*APY = Annual Percentage Yield. The minimum balance required to obtain the advertised APY on an escrow (savings) account is $0.01. Dividends are paid monthly and calculated on average daily balance. Fees could reduce the earnings on any account.

If you're not a member and you'd like to enjoy the Heritage Grove difference, we'd be happy to get you enrolled today. You can also enroll online.

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Deposits