Rates
Account and Service Fees
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Current as of December 10, 2019.
| Credit Union Account and Service Fees | |
|---|---|
| Auto Transfer for Overdraft Protection | $3.00 per transfer |
| Loan Payment by Non-Heritage Grove Credit/Debit Card | $10.00 |
| Check Copies | $2.00 per check |
| Account Research/Reconciliation Fee | $25.00 per hour |
| Return Deposit Item (own check) | $29.00 |
| Return Deposit Item (not own check) | $10.00 |
| Outgoing Domestic Wire Transfer | $20.00 |
| Outgoing International Wire Transfer | $40.00 |
| Money Order | $2.00 |
| Credit Union Check | $3.00 |
| Stop Payment (Check or ACH) | $29.00 |
| Item Sent for Collection | $25.00 |
| ATM/Debit Replacement Card | $5.00 |
| ATM/Debit Card PIN Replacement | $2.00 |
| Bad Address Fee | $2.00 per month |
| Non-Member Check Cashing Fee | $5.00 per item |
| Share Account Minimum Balance Fee (if balance drops below $100, member is 19 years or older, and has no other active services such as checking, loan, money market, or certificate account). | $5.00 per month |
| Copies (per page) | $1.00 |
| Faxing (per fax) | $2.00 |
| Checking Account Fees | |
|---|---|
| Non-Sufficient Funds/Overdraft (per item) | $29.00 |
| Overdraft Privilege Fee | $29.00 |
| Overdraft Privilege Collection Fee | $15.00 |
| Uncollected Funds Fee | $29.00 |
| Monthly Account Fee for Dividend Share Draft (if average daily balance falls below minimum required) | $5.00 |
| Monthly Account Fee for Fresh Start Checking | $10.00 |
| Statement Printing (per statement) | $2.00 |
| Temporary Check Printing (per page) | $2.00 |
| Loan Fees | |
|---|---|
| Late Fee for Consumer Loans | 5% of payment, $25.00 minimum |
| Loan Modification Fee | $65.00 |
| Skip Payment Fee | $35.00 |
| VISA® Late Payment Fee | $25.00 |
| VISA® Cash Advance Fee | 3% of the cash advance amount ($10 minimum) |
| VISA® Foreign Currency Conversion Fee | 1% of purchase amount |
| Late Fee for Home Equity Loans | 5% of payment, $25.00 minimum |
If you're not a member and you'd like to enjoy the Heritage Grove difference, we'd be happy to get you enrolled today. You can also enroll online.
Customer Identification Program Notice
