Heritage Grove's Annual Meeting is Thursday, March 21, 2024. Learn More
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Heritage Grove Credit Union Fee Schedule

Credit Union Account and Service Fees
Item Amount
Loan Payment by Debit Card/Third-Party Bank Account Online via GrovePAY – Free (payments up to $1,500 accepted)
CU Staff processing – $20
Account Research/Reconciliation Fee $25.00 per hour
Return Deposit Item (own check) $29.00
Return Deposit Item (not own check) [Business Accounts Only] $10.00
Outgoing Domestic Wire Transfer $20.00
Outgoing International Wire Transfer $40.00
Money Order $2.00
Credit Union Check $5.00
Stop Payment (Check or ACH) $29.00
Item Sent for Collection $25.00
ATM/Debit Replacement Card $5.00
ATM/Debit Card PIN Replacement $2.00
Bad Address Fee $2.00 per month
Non-Member Check Cashing Fee $5.00 per item
Share Account Minimum Balance Fee (if balance drops below $100, member is 19 years or older, and has no other active services such as checking, loan, money market, or certificate account). $5.00 per month
Statement Printing $2.00 per statement
Copies (per page) $1.00
Check Copies $2.00
Faxing (per fax) $2.00
Credit Union check fee waived if item is payable to: Account holder, title company, for taxes, or from HELOC
Checking Account Fees
Item Fee
Auto Transfer for Overdraft Protection (from line of credit or Visa credit card) $3.00
Non-Sufficient Funds/Overdraft (per item) $29.00
Overdraft Privilege Fee $29.00
Overdraft Privilege Collection Fee $15.00
Uncollected Funds Fee $29.00
Monthly Account Fee for Dividend Share Draft (if average daily balance falls below minimum required) $5.00
Monthly Account Fee for Money Market (if average daily balance falls below minimum required) $7.00
Monthly Account Fee for Fresh Start Checking $10.00
Monthly Account Fee for Business Checking Account (applicable if average daily balance is less than $1,000.00) $6.00
Currency in excess of 300 bills in a month 1% of total number of bills, $3.00 minimum
Coin Fee 3% of total amount
Visa Foreign Currency Conversion Fee 1% of purchase amount. This fee applies to transactions made in foreign countries, and transactions made with merchants located in foreign countries.
Temporary Check Printing $2.00 per page
Loan Fees
Item Fee
Late Fee for Consumer Loans 5% of payment, $25.00 minimum
Indirect Loan Processing Fee (waived for current members) $20
Loan Modification Fee $65.00
Skip Payment Fee $35.00
VISA® Late Payment Fee $25.00
VISA® Cash Advance Fee 3% of the cash advance amount ($10 minimum)
VISA® Foreign Currency Conversion Fee 1% of purchase amount. This fee applies to transactions made in foreign countries, and transactions made with merchants located in foreign countries.
Late Fee for Home Equity Loans 15% of payment, $25.00 minimum
If you're not a member and you'd like to enjoy the Heritage Grove difference, call 503-588-0211 to join today. You can also join online.