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Certificates, Mortgages, Promotion |

Loan & Deposit Promotions – August 2026

Heritage Grove regularly features special offers to help members reach their financial goals. Check out this month’s promotions on a variety of products. Questions? Our team is happy to help! Call/text us at 503.588.0211 or email creditunion@ourgrovecu.com.

Mortgage

Your Next Chapter Starts Here
Whether you’re buying your first home or refinancing your current one, our mortgage rate special can help you move forward before the season changes.

Purchase or refinance with 6.25% APR¹ for 30 years² and grow into what’s next. Apply online today!

Questions? Speak with one of our Real Estate Specialists for more details. Call/text us at 503.588.0211, email mortgage@ourgrovecu.com or schedule an appointment.

Certificate Specials

End-of-Summer Savings Start Here
Watch your money grow this May with our CD rate special:

TermDeposit TiersAnnual Percentage Yield³
9 Month$1,000 – $19,999.99
$20,000 – $99,999.99
$100,000 +
3.00%
3.25%
3.50%

If you have questions or need assistance opening the CD, call/text us at 503.588.0211 or email creditunion@ourgrovecu.com. For additional certificate rates and terms, go to our rates page.

General questions? Call 503-588-0211 Monday through Friday, 8:00 a.m. to 5:00 p.m.

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We're Heritage Grove Federal Credit Union. We're here to help you stand tall, to offer great solutions and sound financial advice. We want to help you achieve your financial goals, and we look forward to serving you. Call us at 503-588-0211 or 1-877-695-8321 with questions, any time!
¹

APR = Annual Percentage Rate.

²

The promotional offer is for purchase or refinances on primary residences in Oregon. Second/Vacation Homes, Rental Properties and Manufactured homes are not eligible. Minimum loan amount is $25,000. Rate applies to borrowers with a credit score of 680 or higher. Maximum loan to value (LTV) is 80%. The loan amount and Annual Percentage Rate you receive is based on your credit rating, loan-to-value of property and loan term. Loan origination fee is 1% of the loan amount; appraisal fee and other closing costs and fees may apply. With a loan amount of $300,000 at 6.25% for 30 years, the estimated principal and interest payment would be $1,848.24. The estimated payment does not include real estate taxes or homeowner’s insurance premiums. All loans are subject to credit and property approval. Offer expires September 30, 2026. Offer subject to change without notice. Contact Heritage Grove for more details.

³

APY = Annual Percentage Yield. The minimum balance required to obtain the advertised APY on a Share Certificate account is $1,000. Dividends are paid upon the share maturity. Fees could reduce the earnings on any account. Early withdrawal penalties apply. Certificate rates and APYs are subject to change without notice.