Loan & Deposit Promotions – May 2026
Heritage Grove regularly features special offers to help members reach their financial goals. Check out this month’s promotions on a variety of products. Questions? Our team is happy to help! Call/text us at 503.588.0211 or email creditunion@ourgrovecu.com. email.
Auto Loan
Put Extra Cash Back in Your Pocket.
Refinance your current auto loan and earn 1% cash back – up to $500¹. You could reduce your monthly payments and free up extra funds for what matters most. It’s an easy way to make your loan work better for you – while getting rewarded. Get started today and see how much you could save! Apply online, on our mobile app, or call/text us at 503.588.0211 to speak with a Member Service Representative.
Mortgage
Grow Into Your Home Goals This May.
A new month brings new opportunities. Refinance or purchase your home with 6.00% APR² for 30 years³ and keep your goals growing strong. Apply online today!
Questions? Speak with one of our Real Estate Specialists for more details. Call/text us at 503.588.0211, email mortgage@ourgrovecu.com or schedule an appointment.
Certificate Specials
Spring into Smarter Savings!
Watch your money grow this May with our CD rate special:
| Term | Deposit Tiers | Annual Percentage Yield⁴ |
|---|---|---|
| 9 Month | $1,000 – $19,999.99 $20,000 – $99,999.99 $100,000 + | 2.50% 2.75% 3.00% |
If you have questions or need assistance opening the CD, call/text us at 503.588.0211 or email creditunion@ourgrovecu.com. For additional certificate rates and terms, go to our rates page.
General questions? Call 503-588-0211 Monday through Friday, 8:00 a.m. to 5:00 p.m.
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Existing Heritage Grove auto loans and new loans already contracted to Heritage Grove are not eligible for this promotion. Minimum loan amount is $5,000. Direct financing only. The 1% cash back rebate (up to $500) is based on the loan amount financed. If the loan pays off within the first twelve (12) months, the rebate will be added to the loan payoff amount. Current auto rates range from 4.99% to 18.00% APR. Payment example: On a $20,000 auto loan at 4.99% APR for 72 months, you would make 72 payments of $322.01. The Annual Percentage Rate (APR) you receive is based on your credit rating and loan term. You will be provided the rate for which you qualify if your loan is approved. Offer subject to change without notice. Application deadline is June 30, 2026.
APR = Annual percentage rate.
The promotional offer is for purchase or refinances on primary residences in Oregon. Second/Vacation Homes, Rental Properties and Manufactured homes are not eligible. Minimum loan amount is $25,000. Rate applies to borrowers with a credit score of 680 or higher. Maximum loan to value (LTV) is 80%. The loan amount and Annual Percentage Rate you receive is based on your credit rating, loan-to-value of property and loan term. Loan origination fee is 1% of the loan amount; appraisal fee and other closing costs and fees may apply. With a loan amount of $300,000 at 6.00% for 30 years, the estimated principal and interest payment would be $1,799.20. The estimated payment does not include real estate taxes or homeowner’s insurance premiums. All loans are subject to credit and property approval. Offer expires June 30, 2026. Offer subject to change without notice. Contact Heritage Grove for more details.
APY = Annual Percentage Yield. The minimum balance required to obtain the advertised APY on a Share Certificate account is $1,000. Dividends are paid upon the share maturity. Fees could reduce the earnings on any account. Early withdrawal penalties apply. Certificate rates and APYs are subject to change without notice.