Loan & Deposit Promotions – September 2025
Heritage Grove runs a variety of promotions throughout the year. This month, we are running a credit card cash back and two certificate deposit specials. If you have any questions, please call/text us at 503.588.0211 or email creditunion@ourgrovecu.com. We are here to help!
Auto Loan – Purchase
Your next ride can’t wait – but your payments can!
This September, Heritage Grove is here to make your next car purchase even easier – with no payments for up to 90 days.¹
Buying a car can be a complex experience but Heritage Grove is here to help. Get a head start and know what you can afford before going into the dealership by getting pre-approved today.
Low rates, flexible terms to fit your lifestyle, and a quick and easy application are just a few reasons you’ll love a Heritage Grove auto loan. We’re here for your journey.
Questions? Chat with one of our Member Service Representatives! Call/text us at 503.588.0211 or email creditunion@ourgrovecu.com.
Debt Consolidation
Your fall reset – consolidate debt for financial freedom.
Between back-to-school expenses, rising costs, and planning ahead for the holidays, managing multiple payments can feel overwhelming. This fall, give yourself a fresh start by consolidating your debt into one simple monthly payment.
- We offer different flexible solutions designed to fit your lifestyle:
- Personal Loan – Fixed rates, predictable payments, and no collateral required.
- Home Equity Loan or Line of Credit – Lower rates and more borrowing power if you own your home.
Whether you’re focused on paying down high-interest debt, freeing up your budget, or improving your credit, consolidating your debt now can set you up for a stronger financial future.
Apply today for a Personal Loan or Home Equity with our easy online application or chat with one of our Member Service Representatives to see which option is best for you! Call/text us at 503.588.0211 or email creditunion@ourgrovecu.com.
Mortgage
Cozy up with a great rate!
Autumn is the perfect time to grow your financial future. Refinance or purchase your home today and enjoy 6.50% APR² for 30 years³ with our 30-year mortgage rate special. Your next chapter begins here!
Questions? Speak with one of our Real Estate Specialists for more details. Call/text us at 503.588.0211 or email mortgage@ourgrovecu.com.
Certificate Specials
Fall into savings!
CDs are a wonderful option – no matter the season. Check out our CD specials this September:
| Term | Deposit Tiers | Annual Percentage Yield⁴ |
|---|---|---|
| 9 Month | $1,000 – $19,999.99 $20,000 – $99,999.99 $100,000 + | 3.50% 3.75% 4.00% |
| 14 Month | $1,000 – $19,999.99 $20,000 – $99,999.99 $100,000 + | 3.64% 3.89% 4.14% |
If you have questions or need assistance opening the CD, call/text us at 503.588.0211 or email creditunion@ourgrovecu.com. For additional certificate rates and terms, go to our rates page.
General questions? Call 503-588-0211 Monday through Friday, 8:00 a.m. to 5:00 p.m.
Related Posts
Passwords are the first line of defense between your private data...
Home prices are unlikely to return to pre-2018 norms, and where...
How do you know if you might have been scammed? Here’s...
Deferring your first payment (up to 90 days from the funding date for your loan) is optional and is not a condition of your loan. Deferring your loan payment may affect your Annual Percentage Rate and the total interest you pay. Offer not valid for credit score 699 or lower. All other loan terms and provisions will remain the same. Offer subject to change without notice.
APR = Annual percentage rate.
The promotional offer is for purchase or refinances on primary residences in Oregon. Second/Vacation Homes, Rental Properties and Manufactured homes are not eligible. Minimum loan amount is $25,000. Rate applies to borrowers with a credit score of 680 or higher. Maximum loan to value (LTV) is 80%. The loan amount and Annual Percentage Rate you receive is based on your credit rating, loan-to-value of property and loan term. Loan origination fee is 1% of the loan amount; appraisal fee and other closing costs and fees may apply. With a loan amount of $300,000 at 6.50% for 30 years, the estimated principal and interest payment would be $1,897.79. The estimated payment does not include real estate taxes or homeowner’s insurance premiums. All loans are subject to credit and property approval. Offer expires September 30, 2025. Offer subject to change without notice. Contact Heritage Grove for more details.
APY = Annual Percentage Yield. The minimum balance required to obtain the advertised APY on a Share Certificate account is $1,000. Dividends are paid upon the share maturity. Fees could reduce the earnings on any account. Early withdrawal penalties apply. Certificate rates and APYs are subject to change without notice.