Loan & Deposit Promotions – November 2025
Heritage Grove regularly features special offers to help members reach their financial goals. Check out this month’s promotions on a variety of products. Questions? Our team is happy to help! Call/text us at 503.588.0211 or email.
Cash Back Visa Credit Card
Thankful for cash back! From Thanksgiving groceries to holiday shopping lists – your November spending can give a little back.
Use your Heritage Grove VISA Cash Back Credit Card and earn up to 2% cash back¹ through December 31 on your purchases.
Don’t have a Heritage Grove Visa Credit Card? Apply online today!
If you have questions, chat with one of our Member Service Representatives! Call/text us at 503.588.0211 or email creditunion@ourgrovecu.com.
Auto Loan – Refinance
Wheels for Meals: Local Loans. Local Impact.
When you refinance your auto loan with Heritage Grove, your community wins, too!
For every auto loan moved, we’ll donate $150 to a local food bank² and you can choose where the impact goes:
- Linn Benton Food Share
- Marion Polk Food Share
- Oregon Food Bank
Your decision to Stand Tall with Heritage Grove supports more than your financial goals – it supports neighbors, families, and a stronger Oregon. Refinance your auto loan today!
Questions? Chat with one of our Member Service Representatives! Call/text us at 503.588.0211 or email creditunion@ourgrovecu.com.
Mortgage
Cozy up with a great rate! Autumn is the perfect time to grow your financial future. Refinance or purchase your home today and enjoy 6.25% APR³ for 30 years⁴ with our 30-year mortgage rate special. Your next chapter begins here!
Questions? Speak with one of our Real Estate Specialists for more details. Call/text us at 503.588.0211 or email mortgage@ourgrovecu.com.
Certificate Specials
Gobble up great CD rates this November!
We’re serving up great CD specials this month – don’t miss out:
| Term | Deposit Tiers | Annual Percentage Yield⁵ |
|---|---|---|
| 9 Month | $1,000 – $19,999.99 $20,000 – $99,999.99 $100,000 + | 3.00% 3.25% 3.50% |
| 14 Month | $1,000 – $19,999.99 $20,000 – $99,999.99 $100,000 + | 3.14% 3.39% 3.64% |
If you have questions or need assistance opening the CD, call/text us at 503.588.0211 or email creditunion@ourgrovecu.com. For additional certificate rates and terms, go to our rates page.
General questions? Call 503-588-0211 Monday through Friday, 8:00 a.m. to 5:00 p.m.
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Cash Back awards percentage paid on transactions during the period of November 1, 2025, through December 31, 2025, will be 0.50% higher than the regular amount, which is based on products used. See Cash Back Terms & Conditions for full details.
Existing Heritage Grove auto loans are not eligible for this promotion. Minimum loan amount is $10,000. If the loan pays off within the first twelve (12) months, the $150 donation will be added to the loan payoff amount. Loan based on approved credit. Offer subject to change without notice. Application deadline is December 31, 2025. Contact Heritage Grove for more details.
APR = Annual percentage rate.
The promotional offer is for purchase or refinances on primary residences in Oregon. Second/Vacation Homes, Rental Properties and Manufactured homes are not eligible. Minimum loan amount is $25,000. Rate applies to borrowers with a credit score of 680 or higher. Maximum loan to value (LTV) is 80%. The loan amount and Annual Percentage Rate you receive is based on your credit rating, loan-to-value of property and loan term. Loan origination fee is 1% of the loan amount; appraisal fee and other closing costs and fees may apply. With a loan amount of $300,000 at 6.25% for 30 years, the estimated principal and interest payment would be $1,847.81. The estimated payment does not include real estate taxes or homeowner’s insurance premiums. All loans are subject to credit and property approval. Offer expires November 30, 2025. Offer subject to change without notice. Contact Heritage Grove for more details.
APY = Annual Percentage Yield. The minimum balance required to obtain the advertised APY on a Share Certificate account is $1,000. Dividends are paid upon the share maturity. Fees could reduce the earnings on any account. Early withdrawal penalties apply. Certificate rates and APYs are subject to change without notice.