Beginning Monday June 24th, we will begin painting the inside of our building. Learn More
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The new bank in town isn't a bank at all.

As a credit union, we offer everything a bank does—but with personalized, friendly service and expert advice aimed at helping your finances Stand Tall.

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At Heritage Grove Credit Union, we put our members and their financial goals first. Through products and services big and small, we help you Stand Tall. From flexible and affordable vehicle loans to a fully digital banking experience that includes a no-strings-attached debit card, Heritage Grove does banking differently—no banks required.

Whether we’re helping you find a loan to fund a much-needed dream vacation or to save for a secure retirement, our nearly 60 years of personalized service and guidance go above and beyond so you can, too.

“There’s a balance between banking and the life you’re living. Our goal is to help create and maintain that for our members.”

Jim Mau President / CEO Heritage Grove

Since 1964, individuals and families across Oregon have trusted Heritage Grove to deliver proven financial products and services—and to match them with personalized service and guidance. Whether we’re helping you find a loan to fund the achievement of a goal or to save for a secure retirement, know that our nearly 60 years of local experience and expertise go a long way.

Mult-Lock HELOC

Lock in the power of your home.

With interest rates continuing to rise, our Multi-Lock HELOC allows you to lock in a portion of your outstanding balance at a fixed rate.

  • Up to 5 rate locks
  • Repayment up to 15 years
  • Make one monthly payment you can afford
  • Competitive rates
Apply now Learn more
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Our Mission: Standing Tall to deliver valuable and innovative financial solutions to our community, one member at a time.

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boom Debit

The no-strings-attached debit card that’s ready for anything.

Looking for a card that does things differently? How about one that eliminates annoying fees, including overdraft fees, and works just like cash—even from your smartphone? boom Debit is that card, and it’s only available at Heritage Grove.

  • No monthly service fees
  • No overdraft fees
  • Early paycheck deposit*
  • Digital wallet-ready

With your boom account, you can do anything and everything you can with a “traditional” checking account—only completely digitally. No branches, no lines, no paper, just intuitive, comprehensive financial management whenever and wherever you want it.

Get started with boom now Learn more
Personal Loans

Refocus on what’s in front of you.

Credit card debt can sit heavy on your shoulders, but with a Personal Loan from Heritage Grove, you can borrow up to $25,000¹ to pay off high-interest balances once and for all with set monthly payments you can actually afford.

If you’ve avoided the temptation to open and charge up credit cards, congrats! Consider the fact that our Personal Loan is a much better alternative than using a credit card for that overdue vacation, upgraded kitchen appliances, a pet emergency, unexpected dental surgery…or anything else you have in mind.

So, sit back and focus on what’s right in front of you.

  • Borrow up to $25,000¹ with no collateral needed
  • Fixed rate at a fraction of what credit cards charge
  • Make one monthly payment you can afford
  • Our most versatile loan ever
Apply now Learn more
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By putting people over profits, Heritage Grove is able to focus on what matters most—you. When our members Stand Tall, our local community stands taller—and together we all grow.

Get started Get to know us
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Not every employer submits and settles their payroll early. If you have questions on your payroll timing, please consult your employer’s payroll department.

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Loan amounts and rates are based on credit qualifications. All loans are subject to credit approval. Certain restrictions may apply. This offer can be discontinued at any time.