Where Smart Money Habits Begin

Good money habits don’t happen overnight – they’re built over time. At Heritage Grove, we’re here to help kids and teens build confidence with money from the very beginning. By learning to save, spend, and set goals early, young members can grow strong financial habits that last a lifetime.

From first deposits to first debit cards, we’re proud to grow alongside your family – supporting every milestone and helping every member Stand Tall

From First Steps to Strong Futures

Start their savings journey early with an account designated just for them. Our Youth Savings Account makes it easy (and fun) for kids to begin their savings journey while learning the value of setting goals and watching their money grow. 

• Encourages healthy saving habits early.
• Great for birthdays, allowances, and first goals.
• Designed with parent/guardian guidance in mind.

Because when kids see their savings grow, their confidence grows too. All accounts are opened with a parent or guardian as a joint owner.

Get a Heritage Grove Piggy Bank when you first open a Youth Savings Account! Also, ask about our Youth & Teen Rewards Program. 

Freedom to Spend. Confidence to Grow.

Our boomDebit account helps teens manage money, build smart habits, and gain real-world experience – with support from a parent or guardian along the way. 

• No minimum balance
• No monthly service charges or overdraft fees – only spend the money you have available
• Debit card for everyday spending
• Digital Banking and mobile deposit options
• Easy tools to track spending

All accounts are opened with a parent or guardian as a joint owner, providing guidance and peace of mind. The next step toward independence – built to help them grow strong. 

Save. Earn. Celebrate.

Saving is easier – and more exciting – when there’s a goal in sight. 

With our Youth Rewards Program, kids and teens earn rewards for building positive financial habits, like making regular deposits and staying consistent. 

Earn rewards by making savings deposits, using the coin machine for change saved, and taking financial education courses to help empower you as you grow financial confidence. Smart money habits should be recognized and celebrated!