
“Normal business hours” are a thing of the past.
At Heritage Grove, almost everything you’ll need or want is available at your fingertips. Connecting takes on a whole new meaning with our digital and phone banking suite, including management of all of your accounts with either our mobile app or online banking.
As we all know, knowledge is power. Our budgeting and Financial Education tools will help build your financial knowledge, so whether it’s reducing risk of identity theft or finding out how to improve your credit score, you’ll be ready to face any financial challenge with confidence.
Ways to bank.
We’ve got you covered with a wide range of services, such as:


We’re all connected.
Through our Shared Branching network, you have access to more than 5,600 credit union locations across the United States to conduct a range of transactions, including:
- Deposits
- Withdrawals
- Loan payments
- Transfers between accounts
- Purchase of money orders and corporate checks
It’s just like walking into our Heritage Grove branch, except you’ll be in a different location. You’ll just need to provide:
- Our name (Heritage Grove Federal Credit Union)
- Your Heritage Grove account number
- A valid government-issued photo identification, such as a state driver’s license or U.S. passport.
New Shared Branching security is going into effect beginning May 1, 2025. Read all about it below.
Protecting you from fraud with IDCheck.
Shared Branch transactions are now easier and more secure than ever! If you are at a Shared Branch location, a teller can now identify and authenticate members with out-of-state IDs in the branch through a QR code and one-time passcode multi-factor authentication verification. This additional layer of authentication – called IDCheck – will be used for loan payments, cashier’s checks, deposits, withdrawals, transfers and account inquiries.
How it works:
- Scan the QR code located in the branch or visit coop.org.
- Select your credit union’s name from a drop-down list.
- Enter your member number and the last four digits of your social security number.
- Upload a photo of your ID.
- Take a selfie.
Tip: Save your validation for an even quicker experience next time! - Show your one-time passcode to the teller (passcode is valid for 20 minutes).

Federal government payments, such as Social Security, VA benefits, etc., require direct deposit. Set up your electronic benefits payment online here. Or print and mail the form and have your direct deposit made straight to your Heritage Grove account.