A safe way to save for retirement.

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For a limited time, earn 1.50% APY☨ on an 18-month Share Certificate and 2.00% APY☨ on a 30-month Share Certificate.

Heritage Grove offers two types of investments for your retirement funds - an IRA income account and an IRA Certificate Account. An IRA income account is a variable rate savings account. The benefit to this account is having the funds available at any time, able to be withdrawn without a penalty from the credit union. An IRA Certificate Account is different than an IRA income account in that the money you invest has a guaranteed rate of return.

Give us a call or stop by the branch and share your retirement ideas with us. We'll take the time to look at all the variables and suggest a course of action that will help you reach your goals.

Truth-in-Savings Account Disclosure for Share Certificates or IRA Certificate Account

☨APY = Annual Percentage Yield. The minimum balance requirement to obtain the advertised APY on either Share Certificate special is $1,000. Dividends are paid upon the share certificate maturity. Fees could reduce the earnings on any account. Early withdrawal penalty will apply. Offer and rate subject to change without notice.

If you're not a member and you'd like to enjoy the Heritage Grove difference, we'd be happy to get you enrolled today. You can also enroll online.

Customer Identification Program Notice

IRA Certificate Account