Get rewarded for making purchases.

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If you regularly make purchases using your credit card, why not switch to our Heritage Grove Cash-Back VISA® Credit Card, and start earning rewards? You can earn 1.00% to 1.50% cash back on every purchase*, depending on your relationship with us.

Here are the details: Members who sign up for our Cash-Back VISA® Credit Card Program, but who do not have other Heritage Grove loan or checking products, will earn 1.00% cash back on all purchases made during a calendar month. Members who sign up for our Cash-Back VISA® Credit Card Program who also have a second Heritage Grove loan product will earn 1.25% cash back on all purchases. Members who sign up for our Cash-Back VISA® Credit Card Program who also have an active Heritage Grove Checking Account will earn 1.50% cash back on purchases.

Products Used % Cash Back
Heritage Grove Credit Card 1.00% cash back
Heritage Grove Credit Card + other Heritage Grove Loan 1.25% cash back
Heritage Grove Credit Card** + Heritage Grove Checking (Choice or boom Debit) 1.50% cash back

No matter which percentage you’re earning, you’ll enjoy these benefits:

  • No annual fee
  • Earn as much as you like – there are no annual cash back maximums.
  • The cash you earn will be deposited directly into your Heritage Grove Savings Account each month.
  • The cash deposited to your account will be based on all purchases made the prior calendar month.
  • You can change your card program once a year (Cash Back, Member Rewards or No Rewards Program)

To get started, you must specifically request to opt-in to the Cash-Back VISA® Credit Card program. Contact us to make the switch.

*The Cash-Back VISA® Credit Card program requires members be enrolled in Online Banking and e-Statements. If you currently have a Heritage Grove Member Rewards VISA® Credit Card, your points will be forfeited when you opt to switch to the Cash-Back VISA® Credit Card. Offer subject to change without notice.

**Does not require a balance.

If you're not a member and you'd like to enjoy the Heritage Grove difference, we'd be happy to get you enrolled today. You can also enroll online.

Customer Identification Program Notice

Cash-Back Program