Good deeds should be rewarded.

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Refer a friend, co-worker or family member to join Heritage Grove FCU and we'll show you our appreciation by giving you $25 and 2,500 Member Rewards points when the person you send to us opens a checking account* with direct deposit (from employer, pension or Social Security).

Tell as many people as you like. You'll earn rewards for each qualified referral. Simply print out a Member Referral Form, fill in the required information, and have the person you are referring bring it to our office when opening an account.

If you have additional questions, check out our Member Referral Program Guidelines, give us a call, or ask us about it the next time you're in the branch.

APY=Annual Percentage Yield.

*A $5 minimum deposit is required to open an ownership share (savings) account. A $25 minimum deposit is required to open a Choice Checking account; a $0 minimum deposit is required to open a boom Debit account. No minimum balance is required to obtain the bonus. A $25 deposit will be made to your account when the member you referred opens a share savings and checking account. If the referred member closes their account within six months of the account being opened, the $25 one-time Deposit will be collected at the time of account closure.

The rates quoted on this website are accurate as of December 11, 2018 and are subject to change without notice. The minimum balance required to obtain the advertised APY on an ownership share (savings) account is $101.01. Dividends are compounded and credited monthly based on the average daily balance in your account. If your average daily balance falls below the minimum for that dividend period, you will not earn any dividends during that period. Variable share deposit rates may change after account is opened. Fees could reduce the earnings on any account.

If you're not a member and you'd like to enjoy the Heritage Grove difference, we'd be happy to get you enrolled today. You can also enroll online.

Customer Identification Program Notice

Member Referral Form/Guidelines
Apply Now Rates Calculators
Online Banking