Online banking, mobile banking, the 24-Hour Teller and bill payer will be unavailable from Saturday, January 23, 11:00 p.m. PT through Sunday, January 24, 3:00 a.m. PT due to system maintenance.
We will be closed Monday, January 18th in observance of Martin Luther King Day.
See how Heritage Grove can save you money on your credit cards and mortgage. Learn More
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See how Heritage Grove can save you money

Heritage Grove runs a variety of loan promotions throughout the year. If you have any type of loan, it pays to compare interest rates and loan terms.

During the month of January, we are running a Visa credit card balance transfer promotion, a retire your mortgage promotion and a home equity line of credit promotion. If you have any questions, please call us at 503-588-0211. We are here to help.

Visa Credit Card Balance Transfer
If you have other credit card debts, move your balances to Heritage Grove and pay no (zero) balance transfer fee. Not paying a balance transfer fee saves you three to five percent of the balance transfer dollar amount. You’ll receive a balance transfer interest rate starting as low as 2.99% introductory APR for up to 12 billing cycles, then the APR will be 9.90% to 18.00% (variable) based on your credit history.

Apply online or call Heritage Grove at 503-588-0211.

Retire Your Mortgage
If you are getting close to retirement or would like to refinance and shorten the term on your home loan, we can help you retire your mortgage early with a home equity loan. With rates as low as 3.24% APR for 10 years** and no application or origination fees, now is a great time to refinance and possibly save thousands in interest charges.

Apply online today, call Elena at 503-485-4378 or Melody at 503-485-4366.

Home Improvement Projects

If you’re planning home improvement projects, take advantage of our home equity line of credit, called Multi-Lock, with rates starting as low as 1.99% introductory APR*** for six billing cycles, then the APR will be 3.99% to 7.99% (variable) based on your credit worthiness. No application fee; no origination fee. You can even lock in portions of your line of credit, at the current fixed interest rate you qualify for, if rates start increasing.

Apply online today, call Elena at 503-485-4378 or Melody at 503-485-4366.

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Balance transfers from other Heritage Grove credit cards and loans are not eligible for this promotion. Offer subject to credit approval. Balance transfers are treated as cash advances. Interest accrual applies. Offer subject to change without notice. Offer expires February 28, 2021.

**

APR = Annual Percentage Rate. This promotion applies to new Heritage Grove home equity loans only. Minimum loan amount is $25,000; maximum loan amount is $250,000. Current Home Equity Loan APR is between 2.99% and 13.99% based on loan term and credit profile. Home equity loan terms range from seven to 20 years. Maximum home equity loan APR is 18.00%, primary residence only. This promotion requires that Heritage Grove be in the first lien position only. Estimated third-party fees (closing costs) range from $332 to $1,480. If an appraisal is required, the cost will be paid by the applicant(s). Maximum loan-to-value (LTV) is 80% to 90%, depending on credit rating and term selected. The loan amount and Annual Percentage Rate you receive is based on your credit rating, loan-to-value of property and loan term. You will be provided the loan amount and rate for which you qualify when your loan is approved. Payment Example: For a $25,000 loan with a term of 120 months and a 3.24% APR, the monthly payment will be $244.18. (This payment does not include amounts for taxes and insurance premiums. The total payment will be higher if these items are applicable.) Shorter and longer terms may be available, rates may vary. Offer expires January 31, 2021. Offer subject to change without notice.

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APR = Annual Percentage Rate This promotion applies to new Heritage Grove home equity lines of credit (HELOC) only. Minimum loan amount is $20,000; maximum loan amount is $250,000. Promotion introductory rate is either 1.99% or 3.99% APR for six billing cycles, based on credit profile. After six billing cycles, your rate will assume the HELOC rate you qualify for at the time of application which is between 3.99% and 7.99% based on credit profile. Maximum HELOC APR is 18.00%, primary residence only. The Annual Percentage Rate (APR) you receive is based on your credit rating, loan-to-value of property and loan term. You will be provided the rate for which you qualify when your loan is approved. If an appraisal is required, the cost will be paid by the applicant(s). Estimated third-party fees (closing costs) paid by the borrower range from $332 to $1,480. Any non-standard title expenses will be paid by the applicant(s). Maximum loan-to-value (LTV) is 80% to 90%, depending on credit rating and term selected. Offer expires February 28, 2021. Offer subject to change without notice.