Superpowers, right in your pocket.

  • A-
  • A+

Take Advantage of our Visa Credit Card Balance Transfer Promotion

Transfer other credit card balances to your Heritage Grove Visa Credit Card and pay No balance transfer fee and get a rate as low as 5.99% APR* for 24 billing cycles!** Apply today.

You can have spending superpowers today (donning your cape in a telephone booth is optional). The Heritage Grove VISA® Platinum Preferred Credit Card gives you the power to make purchases without having to carry around cash or checkbook. It can even protect you from fraud when making online purchases. Best of all, you can use it anywhere in the world VISA® is accepted.

In addition, our card can help you stand tall with benefits like:

  • No Annual Fee
  • Great Low Rates Depending on Credit Qualifications
  • 25-Day Grace Period on Purchases (excluding Cash Advances)
  • No Fee for Balance Transfers
  • Access to our Free Member Rewards Program
  • Text Alerts (Enroll your Heritage Grove VISA® credit card at the smsGuardian website and receive text alerts when your card is used. Note: Only Heritage Grove Visa Credit Cards can be enrolled on this site.)

Credit card APRs range from 11.90% to 18.00% APR. Rate is variable. Rates are current as of December 11, 2018 and subject to change. Cash advance fee is 3% of the amount of each cash advance ($10 minimum). Balance transfer fee to transfer a balance to Heritage Grove is 0% as of December 11, 2018.

If you haven't established a credit score, or your credit score is a little bruised, we have the perfect solution – our VISA® Preferred Secured Card.

With our VISA® Platinum Preferred Secured Credit Card, you deposit money equal to your credit limit in your Heritage Grove Ownership Share account. That money is then placed on hold while your card account is open. Use the card as if it were a regular, unsecured credit card. By charging, then making on-time payments every month, you establish a positive credit history and show the ability to repay in a timely manner.

No matter which Heritage Grove VISA® Platinum Preferred Credit Card you choose, you can online or by visiting us at the branch.

VISA Credit Card Agreement and Disclosure

* APR = Annual percentage rate.
** Balance transfers from other Heritage Grove credit cards and loans are not eligible for this promotion. Offer subject to credit approval. Balance transfers are treated as cash advances; interest charges begin on the transaction date. After the 24 billing cycles, the APR will be 11.90 to 18.00% APR (variable) based on your credit score tier. Offer subject to change without notice.

If you're not a member and you'd like to enjoy the Heritage Grove difference, we'd be happy to get you enrolled today. You can also enroll online.

Customer Identification Program Notice

VISA<sup>®</sup> Credit Cards
Apply Now Rates Calculators
Online Banking
Lost or Stolen VISA® Credit
or VISA® Debit Card?

During Business Hours

Phone: 503-588-0211
Toll-free: 1-877-695-8321

After Business Hours

VISA® Credit Card: 1-800-682-6075
VISA® Debit Card: 1-800-472-3272

Activate and establish/change PIN:

Toll-free: 1-800-992-3808