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Looking to purchase your first home or have not owned a home in three years? The First-Time Home-Buyer Savings Account allows you to save money for a down payment and closing costs while providing Oregon state-tax savings.

Even if you've been through the routine before and you're upgrading or downsizing to a new home, or if you're just interested in taking advantage of low rates by refinancing your current loan, there are a lot of options available. We'll help you find the mortgage that best suits your needs and budget.

Ready to get started?

The best way for us to determine how your "wants" can fit your "needs" is to contact one of our specialists. Give us a call at 503-588-0211 to set up an appointment with a member service representative who can do a one-on-one, no-obligation loan consultation with you. When you're ready to start the loan process, we can walk you through the paperwork or you can apply online. We look forward to assisting you.

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Not a member yet?

If you or a family member* live, work, attend school or worship in Marion, Polk or Yamhill counties, or if you have a relative who is already a member, we’ll be glad to sign you up so that you can enjoy the benefits of membership.

*Family member is defined as a parent, grandparent, sibling, spouse or child.

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If you're not a member and you'd like to enjoy the Heritage Grove difference, we'd be happy to get you enrolled today. You can also enroll online.

Customer Identification Program Notice