Fee Schedule

  • A-
  • A+

 

We offer a wide variety of free services including:

- Free Checking
- Free VISA® Debit Card with no monthly fee and no annual renewal fee
- Free Members Rewards Program for debit and credit card users
- Free Shared-Branching Network
- Free Internet Banking
- Free Bill Payer
- Free Mobile Banking
- Free doxo, a secure online digital filing cabinet for long-term document storage
- Free eStatements
- Free copies of checks (available through online banking)
- More than 50,000 fee-free ATMs
- Free 24-Hour Teller
- Free coin counting (for personal accounts)
- Free education seminars

Credit Union Account and Service Fees

These Fees are Accurate as of: September 26, 2018

Subject Fee
Auto Transfer for Overdraft Protection $3.00 per transfer
Loan Payment by Non-Heritage Grove Credit/Debit Card $10.00
Check copies $2.00 per check
Account Research/Reconciliation Fee $25.00 per hour
Return Deposit Item (own check) $29.00
Return Deposit Item (not own check) $10.00
Outgoing Domestic Wire Transfer $20.00
Outgoing International Wire Transfer $40.00
Money Order $2.00
Credit Union Check $3.00
Stop Payment (Check or ACH) $29.00
Item Sent for Collection $25.00
ATM/Debit Replacement Card $5.00
ATM/Debit Card PIN Replacement $2.00
Bad Address Fee $2.00 per month
Non-Member Check-Cashing Fee $5.00 per item
Share Account Minimum Balance Fee (if balance drops below $100, member is 19 years or older, and has no other active services such as checking, loan, money market, or certificate account). $5.00 per month
Statement Printing $2.00 per statement
Copies (per page) $1.00
Faxing (per fax) $2.00

 

Checking Account Fees

These Fees are Accurate as of: September 26, 2018

Subject Fee
Non-Sufficient Funds/Overdraft (per item) $29.00
Overdraft Privilege Fee $29.00
Overdraft Privilege Collection Fee $15.00
Uncollected Funds Fee $29.00
Monthly Account Fee for Dividend Share Draft (if average daily balance falls below minimum required) $5.00
Monthly Account Fee for Fresh Start Checking $10.00
Temporary Check Printing $2.00 per page

 

Loan Fees

These Fees are Accurate as of: September 26, 2018

Subject Fee
Late Fee for Consumer Loans 5% of payment, $25.00 minimum
Loan Modification Fee $65.00
Skip Payment Fee $35.00
VISA® Late Payment Fee $25.00
VISA® Cash Advance Fee Varies
VISA® Foreign Currency Conversion Fee 1% of purchase amount
Late Fee for Home Equity Loans 5% of payment, $25.00 minimum

Credit card APRs range from 11.40% to 18.00% APR. Rate is variable. Rates are current as of September 26, 2018 and subject to change. Cash advance fee is $10 or 3%. Balance transfer fee to transfer a balance to Heritage Grove is 0% as of September 26, 2018.

 

Ready to get started?

You can apply online at OurGroveCU.com, call us at 503-588-0211 or you can stop by the branch. We look forward to assisting you.

Apply Now

Not a member yet?

If you or a family member* live, work, attend school or worship in Marion, Polk or Yamhill counties, or if you have a relative who is already a member, we’ll be glad to sign you up so that you can enjoy the benefits of membership.

*Family member is defined as a parent, grandparent, sibling, spouse or child.

Download PDF

If you're not a member and you'd like to enjoy the Heritage Grove difference, we'd be happy to get you enrolled today. You can also enroll online.

Customer Identification Program Notice

Fee Schedule
Apply Now Rates Calculators
Online Banking