Fee Schedule

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We offer a wide variety of free services including:

- Free Checking
- Free VISA® Debit Card with no monthly fee and no annual renewal fee
- Free Members Rewards Program for debit and credit card users
- Free Shared-Branching Network
- Free Internet Banking
- Free Bill Payer
- Free Mobile Banking
- Free eStatements
- Free copies of checks (available through online banking)
- More than 50,000 fee-free ATMs
- Free 24-Hour Teller
- Free coin counting (for personal accounts)
- Free education seminars

Credit Union Account and Service Fees

These Fees are Accurate as of: April 23, 2019

Subject Fee
Auto Transfer for Overdraft Protection $3.00 per transfer
Loan Payment by Non-Heritage Grove Credit/Debit Card $10.00
Check copies $2.00 per check
Account Research/Reconciliation Fee $25.00 per hour
Return Deposit Item (own check) $29.00
Return Deposit Item (not own check) $10.00
Outgoing Domestic Wire Transfer $20.00
Outgoing International Wire Transfer $40.00
Money Order $2.00
Credit Union Check $3.00
Stop Payment (Check or ACH) $29.00
Item Sent for Collection $25.00
ATM/Debit Replacement Card $5.00
ATM/Debit Card PIN Replacement $2.00
Bad Address Fee $2.00 per month
Non-Member Check-Cashing Fee $5.00 per item
Share Account Minimum Balance Fee (if balance drops below $100, member is 19 years or older, and has no other active services such as checking, loan, money market, or certificate account). $5.00 per month
Statement Printing $2.00 per statement
Copies (per page) $1.00
Faxing (per fax) $2.00

 

Checking Account Fees

These Fees are Accurate as of: April 23, 2019

Subject Fee
Non-Sufficient Funds/Overdraft (per item) $29.00
Overdraft Privilege Fee $29.00
Overdraft Privilege Collection Fee $15.00
Uncollected Funds Fee $29.00
Monthly Account Fee for Dividend Share Draft (if average daily balance falls below minimum required) $5.00
Monthly Account Fee for Fresh Start Checking $10.00
Temporary Check Printing $2.00 per page

 

Loan Fees

These Fees are Accurate as of: April 23, 2019

Subject Fee
Late Fee for Consumer Loans 5% of payment, $25.00 minimum
Loan Modification Fee $65.00
Skip Payment Fee $35.00
VISA® Late Payment Fee $25.00
VISA® Cash Advance Fee 3% of the cash advance amount ($10 minimum)
VISA® Foreign Currency Conversion Fee 1% of purchase amount
Late Fee for Home Equity Loans 5% of payment, $25.00 minimum

Credit card APRs range from 11.40% to 18.00% APR. Rate is variable. Rates are current as of April 23, 2019 and subject to change. Cash advance fee is $10 or 3%. Balance transfer fee to transfer a balance to Heritage Grove is 0% as of April 23, 2019.

 

Ready to get started?

You can apply online at OurGroveCU.com, call us at 503-588-0211 or you can stop by the branch. We look forward to assisting you.

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Not a member yet?

If you or a family member* live, work, attend school or worship in Marion, Polk or Yamhill counties, or if you have a relative who is already a member, we’ll be glad to sign you up so that you can enjoy the benefits of membership.

*Family member is defined as a parent, grandparent, sibling, spouse or child.

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If you're not a member and you'd like to enjoy the Heritage Grove difference, we'd be happy to get you enrolled today. You can also enroll online.

Customer Identification Program Notice

Fee Schedule