Cash-Back Program

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If you regularly make purchases using your credit card, why not switch to our Heritage Grove Cash-Back VISA® Credit Card, and start earning rewards? You can earn 1.00% to 1.50% cash back on every purchase*, depending on your relationship with us.

Here are the details: Members who sign up for our Cash-Back VISA® Credit Card Program who also have an active Heritage Grove Checking Account will earn 1.50% cash back on purchases. Members who sign up for our Cash-Back VISA® Credit Card Program who also have a second Heritage Grove loan product will earn 1.25% cash back on all purchases. Members who sign up for our Cash-Back VISA® Credit Card Program, but who do not have other Heritage Grove loan or checking products, will earn 1.00% cash back on all purchases made during a calendar month.

You'll enjoy these benefits:

- There is no annual fee.
- Earn as much as you like—there are no annual cash-back maximums.
- The cash you earn will be deposited directly into your Heritage Grove Savings Account each month.
- The cash deposited to your account will be based on all purchases made the prior calendar month.
- You can change your card program once a year (Cash-Back, Member Rewards or No Rewards Programs).

Ready to get started?

To get started, you must specifically request to opt-in to the Cash-Back VISA® Credit Card program. Contact us to make the switch. If you don't have a Heritage Grove Visa Credit Card, apply today!

Not a member yet?

If you or a family member* live, work, attend school or worship in Marion, Polk or Yamhill counties, or if you have a relative who is already a member, we’ll be glad to sign you up so that you can enjoy the benefits of membership.

* The Cash-Back VISA® Credit Card program requires members be enrolled in Online Banking and e-Statements. If you currently have a Heritage Grove Member Rewards VISA® Credit Card, your points will be forfeited when you opt to switch to the Cash-Back VISA® Credit Card. Offer subject to change without notice.

Download PDF

If you're not a member and you'd like to enjoy the Heritage Grove difference, we'd be happy to get you enrolled today. You can also enroll online.

Customer Identification Program Notice

Cash-Back Program