Small credit union, big options.

People are often surprised by all the products and services Heritage Grove has to offer. It's all part of our mission to add convenience to our members' lives. We think some of our lesser known services provide a big impact, including:

Direct Deposit
It's easy to have your paycheck or other regular payments deposited directly to the Heritage Grove account of your choice. We accept direct deposit from employee payroll, military, Social Security and PERS Retirement. The company or agency depositing money to your account will request our routing number – 323276391. You will also need to supply your account number.

NOTE: Federal government payments, such as Social Security, VA benefits, etc., now require direct deposit. You can set up your electronic benefits payment online. To print and mail your form and have your direct deposit made straight to the Heritage Grove account of your choice, download the form here.

Electronic Funds Transfer Disclosure (Reg E)

Corporate Checks
For large purchases that require more than a personal check, our Corporate Check (also may be referred to as a cashier's check or official check) can be used instead. Corporate checks are available for $3 each.

Money Orders
Money orders are a good alternative to personal checks, if you don't want to wait for the funds to clear from your account. They're safer than sending cash and are only $2 each.

Wire Transfers
We can send or receive money on your behalf from most financial institutions in the world. Fees vary based on the type of transaction and the destination. To have a wire sent to or from your Heritage Grove account, follow these wire instructions:

Transferring Funds to Your Heritage Grove Account

Receiving Financial Institution:
Fifth Third Bank
38 Fountain Square Plaza
Cincinnati, OH 45263
Routing #: 042000314
Additional Credit:
Heritage Grove Federal Credit Union
Account #: 99214913
Final Credit:
Your Name
Your Account Number
Your Mailing Address

To ensure proper credit and to avoid delays, please reference your first and last name along with the account number.

International incoming wires may require a SWIFT code: FTBCUS3CXXX
Refer to the sending institution regarding any fees they may charge for the transaction.

Transferring Funds From Your Heritage Grove Account

You can also send money from your account to another financial institution by wire. You will need to come to our office and present identification, along with the following:

  • The name and address of the individual you want to wire money to
  • The name and address of the financial institution that will receive the wire
  • The ABA number of the financial institution that will receive the wire
  • The account number of the individual who will receive the wire

Foreign Currency
If you're going on an international trip and you'd like to take foreign currency with you, we can arrange to have money from a variety of different countries available to you. Please order a minimum of three business days in advance of your departure. Fees and applicable exchange rates will apply.

Notary Service
If you need official documents notarized to verify your signature, we provide this service to our members free of charge.

If you need help in getting signed up for Direct Deposit or making Wire Transfers, or to get Corporate Checks, Money Orders, Foreign Currency, Gift Cards or Notary Services, stop by the branch and we'll take care of you.

If you're not a member and you'd like to enjoy the Heritage Grove difference, we'd be happy to get you enrolled today. You can also enroll online.

Customer Identification Program Notice

Other Services Offered