The first step to getting back on solid financial ground.

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Setbacks happen. Even if you’ve planned well, things like divorce, family emergencies, illness or even employment changes can place a major strain on your plans and on your budget. Maybe you have just made some bad financial decisions and you need some help turning things around.

If you've had difficulty obtaining a checking account with other financial institutions because of bad credit or financial mistakes, our Fresh Start Checking account is just the thing to help you get on the right track. It only takes a $5 deposit to open your share account and a $50 deposit to open your Fresh Start Checking account. There is a $10 monthly account fee. If you keep your account in good standing you may be able to transfer to one of our standard checking accounts within six months to one year.

Give us a call or come in and chat with us about how Fresh Start Checking can work for you. You can also open your account online. Count on us to prop you up in time of need and help you stand tall.

NOTE: There is no overdraft protection available on this account. See our Fee Schedule for charges on returned checks.

If you're not a member and you'd like to enjoy the Heritage Grove difference, we'd be happy to get you enrolled today. You can also enroll online.

Customer Identification Program Notice

Fresh Start Checking