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One of the most critical steps in buying a new or used vehicle is getting pre-approved before you go shopping. Getting pre-approved ensures a same-as-cash buying experience. You'll know exactly how much money you have available, which will help to narrow your search. For another, you'll have your interest rate and term already set up so you won't have to negotiate financing, and you'll know what your monthly payments will be.

To help with your new or used vehicle search, take advantage of Heritage Grove's Car-Buying Service, powered by TrueCar®. It's one of the fastest, easiest and most cost-effective ways to find the vehicle you're looking for. When you use our car-buying service, you gain access to the program's search capabilities to see what other people have paid, if there are manufacturer incentives and/or rebates, and you'll get upfront pricing information from participating Certified Dealers so you can truly shop and compare. Best of all, we'll fast track your loan application so that you can complete the deal in record time.

If you already have a vehicle loan with another lender, check out our loan rates and terms. By refinancing with Heritage Grove, you may be able to save thousands of dollars over the life of your loan.

You'll need to provide proof of insurance as part of your loan agreement, and now you can do it all online. Visit the Loan Insurance portal to upload documentation.

Buying a new or used car or truck is easy with Heritage Grove as your navigator. Apply online, give us a call or come in and visit with us.

If you're not a member and you'd like to enjoy the Heritage Grove difference, we'd be happy to get you enrolled today. You can also enroll online.

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