Loans for life's unexpected moments.
Life is a journey filled with zigs and zags. Be prepared for those detours—both good and bad—with Personal Loan options from Heritage Grove.
Personal Unsecured Loans
We offer Personal Unsecured Loans up to $15,000* with a fixed rate and term – no collateral or security needed.
Personal Lines of Credit
A Personal Line of Credit provides you with additional flexibility when you know you need money, but you're not sure how much. With a credit limit up to $15,000 and no annual fees, you only pay interest on the amount you use.
Share Secured Loans
With a Share Secured Loan, you can get a lower interest rate and borrow up to $100,000, using money that you have in your Heritage Grove Share Account. The money in your Share Account that you pledge toward your loan will be put on hold, with funds being released as each payment is made. In the meantime, the money in your Share Account will continue to earn interest.
We want our service to be as personal as our loans. So call or come in to the branch and we'll discuss which loan is best for your situation. We can help you through the application process or you can easily apply online.
* Loan amounts and rates are based on credit qualifications.